ChamberGuard™ Commercial Automobile

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Regardless of vehicle ownership, chambers are still exposed to liability or other expense resulting from operations of autos by other on its behalf. Vehicular operations may result in third party liability claims and/or physical damage to the vehicle leased, owned or operated by the chamber.

What's Covered
If chamber owns or leases vehicle policy includes liability and physical damage coverage (to the owned or leased vehicle). Liability for hired & non-owned auto (hnoa)* is recommended in all cases where the chamber does not own or lease a vehicle.

Who's Covered
Chamber and permissive use operators of owned, leased or rented vehicles. For non-owned liability chamber is insured; vehicle operator is covered under their personal automobile policy (coverage can be amended to include driver as insured)

Value to Chamber
Among reasonably foreseeable loss scenarios faced by most chambers automobile liability stands out as the bodily injury event with the highest likelihood of claim severity.

Click to request more information: chamberguard@novickgroup.com


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* non-owned generally refers to liability arising from employee or volunteer use of personal auto on chamber business; hired auto refers to rental car,