Novick Group, Inc. | The Leader in Nonprofit Insurance

Referred to as a Package because the policy bundles together a variety of essential types of coverage into a single package.

Commercial Package

Referred to as a Package because the policy bundles together a variety of different types of coverages into a single package.

Commercial Automobile

Regardless of vehicle ownership, associations are still exposed to liability or other expense resulting from operations of autos by other on its behalf. Vehicular operations may result in third party liability claims and/or physical damage to the vehicle leased, owned or operated by the association...

Employee Dishonesty

Often referred to as fidelity or bonding it is one of several forms of coverage under the Crime policy (others include Depositors Forgery, Money & Securities, Computer Fraud)

Foreign Package

Like the Commercial Package a Foreign Package bundles together a variety of different types of coverages into a single policy. Because the Commercial Package is limited principally to domestic operations* associations with overseas activities must look to a separate form of coverage.

Worker Compensation

WC is one of the few types of Property & Casualty coverage required by law. Coverage and rates are set by statute in every state and the District of Columbia. Ohio, West Virginia, Wyoming, Washington and Wisconsin are known as monopolistic states; coverage is provided by a state regulatory body in...